There's a Visa commercial which bugs me every time I see it. It shows a bustling shopping area usually in a mall, with people scurrying about buying merchandise or food and paying for it with their Visa card. This happy ballet of conspicuous consumer consumption is brought to a screeching halt by some poor soul who wants to pay for their purchase with cash.
This obviously old-fashioned and out of step financial faux pas is greeted with a hairy eye ball from the merchant and other shoppers and a sheepish expression by the hapless consumer.
With personal credit obligations at an all time high and personal savings at an all time low, this is an incredibly stupid message.
"Life takes Visa." No, life takes personal responsibility and financial discipline.
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